Terms of Service

Last Updated: January 18, 2025

Acceptance of Terms

By accessing and using PennyStack, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our website.

Use License

Permission is granted to temporarily download one copy of the materials on PennyStack for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose
  • Remove any copyright or proprietary notations
  • Transfer the materials to another person

Disclaimer

Important Notice:

The information provided on PennyStack is for general informational purposes only. It is not intended as financial, investment, tax, or legal advice. Always consult with qualified professionals before making any financial decisions. We are not responsible for any financial losses or damages that may result from following advice on this website.

Affiliate Relationships

PennyStack participates in affiliate marketing programs. This means we may receive commissions on products or services purchased through our links. Our recommendations are based on research and editorial merit, not solely on compensation.

Accuracy of Materials

While we strive to provide accurate and up-to-date information, PennyStack makes no warranties about the completeness, reliability, or accuracy of this information. Any reliance you place on such information is strictly at your own risk.

Links to Third-Party Sites

Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of these sites and accept no responsibility for them.

Modifications

PennyStack may revise these terms of service at any time without notice. By using this website, you agree to be bound by the current version of these terms.

Governing Law

These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Contact Information

Questions about the Terms of Service should be sent to legal@pennystack.uk